Check 21
Do you really care about Check 21? Should you care? The Check Clearing for the 21st Century Act (or Check 21 Act) is a United States federal law, enacted on October 28, 2003 by the 108th Congress, that took effect one year later. The law allows the recipient of a paper check to create a digital version, thereby eliminating the need for further handling of the physical document.
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Consumers are most likely to see the effects of this act when they notice that certain checks are no longer being returned to them with their monthly statement even though other checks are still being returned. Another side effect of the law is that it is now legal for anyone to use a computer scanner to capture images of checks and deposit them electronically, a process known as remote deposit. Check 21 is not subject to ACH (Automated Clearing House) rules, therefore transactions are not subject to NACHA (The National Automated Clearing House Association) rules, regulations, fees and fines.
Wasn't that a fascinating read? Are you still awake? Hey you, wake up! It is never safe to fall asleep at the mouse. You could end up in the bad neighborhood. You don't want your wife or kids walking into that, do you? Sit up straight and pay attention. What does all this mean for buying checks? Not much. All legit check companies are Check 21 compliant. They have no choice. If you need to know more in order to protect your business, it would be best to consult with a lawyer. Better safe than sorry. Besides, you have better things to do with your time than read through legal documents.
We guarantee our business checks will process through every bank, meet or exceed the American Banking Association security and fraud protection standards, and comply with all Check 21 and ANSI standards. Check Advantage.com has a wide variety of business checks, personal checks, deposit slips, and supplies. To browse our catalog, click here: http://www.checkadvantage.com. You have absolutely nothing to worry about as we have removed all of your greatest fears with Our Iron-Clad, 100% "No Fine Print, You Can't Lose" Guarantee.
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