Check Printer
Most vendors supply MICR toner for HP and Lexmark brand laser printers because they are the most popular. MICR toner is formulated based on the printer engine. Toner that works in a HP 4000 may or may not work in a HP 1012. It is very difficult to find MICR toner for printers not made by HP or Lexmark. If you are buying a laser printer for the sole purpose of printing checks, it is wise to first check if toner is available before you purchase the printer.
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MICR toner is specially formulated with magnetic properties so bank scanners can read the document and it must withstand being scanned repeatedly. MICR ink for inkjet printers is an unreliable technology. Magnetic particles are heavier and sink to the bottom of the inkjet cartridge causing unreliable MICR strength on check documents. The ink is also not as sturdy and may not withstand being scanned 30 times. MICR toner is the golden standard for MICR printing. There are not enough magnetic properties in regular toner and it would be a gamble to print without a MICR toner.
The MICR Placement Gauge is a tool which looks much like a ruler that helps you determine if your MICR line is aligned in accordance with ABA and ANSI banking standards. The most common reason why checks are rejected is the MICR line is not in the right location on your check document. Two common mistakes are the line itself is in the wrong location due to incorrect character placement or that there is printing other than the MICR line within the bottom 5/8" band from the bottom of the check up.
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