If you're on the fence about deciding whether to order checks online, you probably have some good reasons.
When you order checks from Check Advantage you can save money. The personal check and business checks we offer are as much as 75% less than what your bank charges.
Yet everywhere you go it seems there are signs in stores indicating they no longer accept personal checks.
A recent study by the Federal Reserve shows the use of checks has declined significantly in the past few years.
In 2009, debit cards passed up checks to become the most used non-cash payment option in the United States for the first time ever. But new regulations in the financial industry could make personal and business checks the most popular way to pay once again.
In 2010, banks and credit unions were required to start asking customers if they wanted to accept overdraft protection on everyday debit card purchases and ATM transactions. By opting out of overdraft protection, an individual's debit card would simply be declined instead of the individual being charged an overdraft fee. Debit card swipe fees, or interchange fees, are also expected to be reduced by as much as 90% in 2011.
Both of these changes will cost financial institutions billions of dollars in lost revenue, which means banks need to make more money off of consumers like you. They will most likely do so by adding new fees to your bank account - specifically - more fees connected to your debit card.
For this reason, many Americans may choose to order checks instead of using their debit cards. Checks may be a little less convenient than a plastic card. But they are also free of the fees associated with debit cards. The small amount you pay to order checks pales in comparison to the fees your bank charges.
Businesses are also realizing that it costs them less to accept checks than to pay interchange fees. Don't be surprised when you see more small businesses taking down that "no checks accepted" sign!
Order checks from Check Advantage today and discover how our old world customer service, high-quality products, and on-time delivery make the decision to order checks one of the best you'll ever make!
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If you're on the fence about deciding whether to order checks online, you probably have some good reasons.
